When you have been injured in an accident caused by someone else’s negligence, you should be aware that you have two insurance companies to deal with. There is the insurance company of the party who caused the accident, as well as your insurance company.
When it comes to your own insurance company, it is best to call them and inform them that you have been in an auto accident to do so as soon as possible. Provide them with all factual information, including the location of the accident, the conditions of the road, the date and time of the accident and a list of the people involved. However, you don’t have to discuss any of the injuries you sustained; in fact, you shouldn’t do that until you have consulted with an experienced personal injury attorney – like the many we provide. You should also not provide them with your explanation for why and how the accident happened until you have spoken with an attorney.
There is one other thing; never ever let any insurance company record a statement without speaking with your attorney first. Keep in mind, there are circumstances, such as in the case of an uninsured motorist claim, where you may have to deal with your own insurance company as the opposing insurance company, which means you have to give them the factual information, but nothing else. Your auto accident attorney will know this, which is why you should call 305-AMG-HELP to get connected to one immediately!
Never Speak to the Other Driver’s Insurance Company
When it comes to speaking to the other driver’s insurance company, it may be helpful to know that you are never under obligation to speak to them, ever. And in most cases, you should not speak to them at all. You should never sign anything they give you without consulting with your attorney first.
Insurance Adjusters Do Not Want You to Hire an Attorney
According to studies, injured victims of accidents get at least two times and up to five times more money than those who handle their case without an attorney. Therefore, it’s natural that their ultimate goal is to make you feel comfortable enough to not need an attorney.
Insurance companies know they can pay you far less money if you don’t hire an experienced auto accident attorney. That is why they contact you almost immediately. They hope you’ll sign a settlement and give up your right to sue before you have even had a chance to speak to a lawyer and before you know what your rights are. They will try to convince you that lawyers cost money and that they will take it out of your settlement. What they won’t tell you is, the settlement will be far higher with an attorney, and you will recover everything you need to get your life back.
Remember: don’t settle – call 305-AMG-HELP